The AI Insurance Platform
Build, sell, and run insurance in one AI platform.
Joshu brings products, underwriting, and distribution into a single AI-native platform — so carriers and MGAs operate the entire book in one place.
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Trusted by leading carriers, MGAs, and wholesale brokers
Why Joshu
Three things that make Joshu different
Most insurance software makes you choose between control, speed, and distribution. Joshu gives you all three.
No Code Needed
Build and change products yourself
Configure products, rates, documents, and bind rules in the platform — no engineering tickets, no release cycles. What you change goes live.
AI-Native
Describe it, and Joshu builds it
Joshu is MCP-enabled, so plain language can create or change anything — a product, a rate, a document, a rule. Type what you want; the platform does the work.
Distribution Built In
A storefront out of the box
Every product ships with a branded storefront. Invite your brokers and they can quote and submit the day you launch — no separate portal to build.
Get a quote in minutes
Broker sign-in · powered by Joshu
Built to Scale
Flexible. Modular.
Scalable.
Every line of business is a modular product — stand one up, stack many, and scale without rebuilding. Each runs the full lifecycle, from product to policy, on one platform.
- FlexibleConfigure any line of business to your own rates, rules, and documents.
- ModularProducts are building blocks — reuse what works and assemble new lines fast.
- ScalableAdd lines and grow volume without adding systems or headcount.
Built for the work
Everything you need to operate a book
The capabilities carriers ask for first — configurable, auditable, and connected to the rest of your stack.
Raters
Drive pricing from your own rating spreadsheets. Update the logic without waiting on a release.
Documents
Generate quotes, binders, and policy packets from templates populated with live policy data.
Bind Requirements
Gate binding on the conditions you define, so nothing issues before it is ready.
Webhooks & API
Connect Joshu to your downstream systems with API tokens, webhooks, and a documented API.
Renewals & Endorsements
Manage mid-term changes, renewals, and cancellations with a complete transaction history.
Roles & SSO
Scope access by role, assign underwriters to products, and sign in through your identity provider.
Proven Results for Industry Leaders
Our clients achieve remarkable outcomes. Join the club.
Days to Launch
K2 OCONUS launched a new Workers' Comp product, responding rapidly to market needs.
Premium Increase
Young Trucking MGA launched two products on a Joshu-powered agent portal to tap a market desperate for quick quotes to close more business.
Productivity Gain
A specialty casualty carrier accelerated policy issuance from days to minutes, writing more than double what they could with their former carrier.
Minutes
Automatic quoting of submissions coming in through email, by an MGA connecting an AI-based intake module to Joshu.
Bring your next product to market on Joshu
See how carriers and MGAs build a product, open a store, and bind their first policy — in a 30-minute walkthrough.